Drone / RPA / UAV Liability Insurance

Drone Insurance

In accordance with art.26 of Royal Decree 1036/2017 of December 15, in its CHAPTER IV, regarding the Requirements of the operation, Section 1.ª establishes the Operator’s Requirements

Article 26. General obligations.

The operator of remotely piloted aircraft systems (RPAS), without prejudice to compliance with any other obligation provided for in this Royal Decree, shall comply with the following requirements:

(…)

c) To have an insurance policy or other financial guarantee covering civil liability against third parties for damages that may be caused during and due to the execution of the specialized aerial operations or experimental flights, according to the coverage limits established:

In Royal Decree 37/2001, of January 19, 2001, which updates the amount of compensation for damages provided for in Law 48/1960, of July 21, 1960, on Air Navigation, for aircraft with a maximum take-off mass of less than 20 kg.

2-º Regulation (EC) No. 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators for aircraft with a maximum take-off mass of 20 kg or more.

(…)

What do we offer at ATCA? Serious and professional options for the exercise of the activity of Drone Operators:

  • Drone / RPAS / UAV Liability Insurance (mandatory)
    • Damages to third parties that may be claimed against us in the exercise of our professional activity as Drone operators.
  • Hull insurance or comprehensive insurance(voluntary)
    • Own damage to the drone and/or equipment

Who needs it?

Liability insurance is mandatory, therefore all operators of a drone / RPA / UAV need it.

Optionally, you can also contract the Hull Insurance or all risk insurance or the equipment attached to the drone/s.

Drone Liability Insurance

We are currently able to offer Drone / RPA / UAV Liability Insurance underwritten by an Aviation Specialist Company and based on the applicable regulations with the following conditions and premiums:

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* In the case of fleet contracting (5 or more RPAS or Drones) lower rates apply.

Hull Insurance all risks

Minimum insured value of the drone: 4.500€.

Maximum insured value between drone and equipment: 100.000€.

Excess of 10% of the insured value per claim is always applicable.

Consult directly with the Brokerage Firm to obtain a quote: [email protected]

Terms and Conditions

To contract the insuranceit is only necessary to complete an online form, receive a firm quotation and proceed to contract the insurance. Upon return of the firm order, a Certificate of Insurance is received and can be presented to EASA. This process can be carried out on the same day.

From then on, any modification that occurs in the Operation we have insured must be communicated. All our customers have our phone numbers and e-mails and we are in constant contact to offer the best service. We cannot guarantee full coverage if we do not maintain fluid communication, so operating in a different geographical location from the one initially declared, with a different drone than the one we have insured, changing pilots, or any modification that involves a change in the insured risk, must be communicated for authorization. This way we will always have peace of mind knowing that our insurance covers us 100%.

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