Drone / RPA / UAV Liability Insurance

Drone / RPAS / UAV Insurance

As of December 31, 2020, the European UAS regulation is applicable. This regulation affects all drones regardless of their use or size.

Consolidated European regulation:

As regards compulsory insurance, the regulations in force continue to be those contemplated in the following regulations in force until further notice:

The distinction is still based on the maximum take-off weight MTOW higher or lower than 20 kgs.

Drones weighing 20 kgs MTOW or moremust comply with the specifications required in Regulation 785/2004, thus, the limits offered are as follows:

  • Liability limit of 300.000 EUR
  • Liability limit of 500,000 EUR
  • Liability limit of EUR 1,000,000 (with an excess of EUR 250 for property damage).

If the operations to be carried out go beyond our borders, it is important to verify whether higher limits are required in the state where the operation is to be carried out. In most EU countries, civil liability limits of EUR 1,000,000 are contracted.

Currently we can insure drones depending on commercial or private use.

Commercial use

For hull insurance (commercial use only and with Liability insurance contracted): ask for options at [email protected]

Private or recreational use

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